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Oscar Health

Oscar Health

☆☆☆☆☆ ★★★★★ 2.3 · 2 reviews · 📍 New York, NY

About This Insurance

Built as a full-stack technology platform, Oscar Health is a publicly traded insurer that primarily serves the Individual and Family exchange markets. In 2026, it manages care for 3.4 million members across 20 states, distinguishing itself through a "member-first" digital interface and the +Oscar technology stack. The organization focuses on high-engagement virtual care and curated provider networks to navigate the complexities of the Affordable Care Act (ACA) marketplace.

Total (2 reviews)

Overall Rating: ☆☆☆☆☆ ★★★★★ 2.3
Value for Cost
☆☆☆☆☆ ★★★★★
2
Network Access
☆☆☆☆☆ ★★★★★
2
Coverage Breadth
☆☆☆☆☆ ★★★★★
2.5
Approval Process
☆☆☆☆☆ ★★★★★
2
Claims & Billing
☆☆☆☆☆ ★★★★★
2.5
Digital Tools & Support
☆☆☆☆☆ ★★★★★
3
Scrub Score
46

Rate This Insurance

Value for Cost
Network Access
Coverage Breadth
Approval Process
Claims & Billing
Digital Tools & Support

Discussion (1 comments)

User_6mn3v7 3 months ago
Oscar is what health insurance should look like in 2026. The app is incredible. I can message my care team get prescriptions refilled find providers and check claims all from my phone. The virtual care is seamless. My complaint is the network is significantly smaller than the big carriers. If you need a specific specialist they might not be in network.
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